Terms of Service – The Lifestyle Business Academy
Last Updated: 05 December, 2025
Operator: Sparkle Studios Limited, Unit 1102, 11/F, 29 Austin Road, Tsim Sha Tsui, Kowloon, Hong Kong (“Sparkle Studios”, “we”, “us”, or “our”).
These Terms of Service (“Terms”) are a legally binding agreement between Sparkle Studios and each person (“you”, “Participant”) who enrols in The Lifestyle Business Academy (“Program”).
By enrolling, you confirm that you have read and agree to these Terms.
1. Governing Law and Jurisdiction
These Terms and any dispute or claim (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales.
The courts of England and Wales have exclusive jurisdiction, subject to any mandatory consumer rights in your country of residence.
2. The Program
2.1 Content. The Program is a six-month mentorship that may include live group sessions, one-to-one coaching, access to an online community, pre-recorded course materials, templates, and downloadable resources (collectively, “Program Materials”).
2.2 Access Period. Your right to access the Program Materials and community lasts for the six-month Program period only, unless we state otherwise in writing.
2.3 Changes. We may modify coaches, session times, platforms, or delivery methods, provided the overall value of the Program is not materially diminished.
3. Enrolment & Payment
3.1 Fees. The enrolment fee is inclusive of UK or EU VAT where applicable.
3.2 Payment Options. You may:
a) pay in full at enrolment;
b) pay in instalments over a specified time
The total you pay may vary depending on which payment option you select.
3.3 Commitment to Full Fee. Selecting an instalment plan does not reduce or cancel your obligation to pay the full Program fee. If any instalment is missed, we may require immediate payment of all remaining instalments.
3.4 Payment Processor. Payments are handled via Stripe. We do not store credit-card details on our site.
3.5 Late Payment. If any instalment is more than 7 days overdue, we may suspend access until payment is received and may engage a collection agency or take legal action to recover the outstanding balance.
4. Cooling-Off and Refunds
4.1 14-Day Cooling-Off (Statutory Right).
If you enrol online as a consumer in the UK or EU, you have a statutory right to cancel within 14 days of enrolment and receive a refund.
By accessing any digital Program Materials before the end of this 14-day period, you acknowledge and agree that your right to cancel with respect to those digital materials is waived, and any refund will be reduced pro-rata for any live sessions you have attended or Program materials you have accessed.
5. Behaviour & Community Standards
5.1 You agree to participate respectfully and to refrain from harassment, abuse, discrimination, spam, unauthorised advertising, posting unlawful or copyrighted material, impersonating others, or disclosing other participants’ personal information (“doxxing”).
5.2 Sparkle Studios’ decision on whether conduct is inappropriate is final. We may remove any Participant or content at our sole discretion and terminate access without any refund becoming due.
6. Intellectual Property
6.1 All Program Materials are owned by or licensed to Sparkle Studios.
6.2 We grant you a personal, non-transferable, non-exclusive licence to access and use the Program Materials for your own personal learning during the Program period.
6.3 You may not copy, share, publish, resell, or distribute any Program Materials (including templates or downloads) without our prior written consent.
6.4 You retain ownership of any content you post in the community but grant us a worldwide, royalty-free licence to display that content within the Program community.
6.5 “The Lifestyle Business Academy” is our mark; you may not use it without permission.
7. Disclaimers
7.1 The Program is for educational purposes only. We make no guarantee of any specific business results or income.
7.2 Nothing in the Program constitutes legal, financial, tax, or other professional advice. You should obtain independent professional advice before acting on any information provided.
8. Limitation of Liability
To the fullest extent permitted by law, our total liability to you for any claims arising out of or relating to the Program is limited to the total fees you have paid for enrolment.
9. Force Majeure
We will not be liable or in breach of these Terms for any delay or failure to perform caused by events beyond our reasonable control, including natural disasters, government action, pandemics, or service outages.
10. Data & Privacy
10.1 We collect and process your personal data to operate the Program, including your name, contact details, and payment information.
10.2 We use trusted processors such as Stripe (payments), Circle (community platform), HubSpot (CRM) and our own website systems. We do not store your credit-card details, however for the purposes of collecting payments due, Stripe may store your payment details.
10.3 Personal data may be transferred internationally (including to Hong Kong). We take appropriate safeguards in line with applicable data-protection laws.
10.4 Please also review our Privacy Policy, which forms part of these Terms.
11. Termination
11.1 We may terminate your participation immediately and without refund if you breach these Terms or engage in conduct we deem inappropriate.
11.2 Enrolment is personal and non-transferable; you may not assign your place to another person without our written consent or share your access details with any third party.
12. Relationship of the Parties
Nothing in these Terms creates any partnership, joint venture, employment or agency relationship between you and Sparkle Studios.
13. Notices
All notices will be sent by email to the address you provided or to support@staging.lifestylebusiness.com. Email is sufficient for all legal and contractual notices.
14. Changes to These Terms
We may update or amend these Terms from time to time to reflect changes in our Program, legal requirements, or business practices.
If we make material changes, we will give you reasonable notice – typically by email or by posting an updated version on our website – before the changes take effect.
Your continued participation in the Program after the effective date of the updated Terms constitutes your acceptance of those changes.
15. Miscellaneous
15.1 Entire Agreement. These Terms constitute the entire agreement between you and Sparkle Studios regarding the Program and supersede any prior understandings.
15.2 No Waiver. Our failure to enforce any right does not constitute a waiver of that right.
15.3 Severability. If any clause of these Terms is found invalid or unenforceable, the remaining clauses remain in full force and effect.
By enrolling in The Lifestyle Business Academy, you acknowledge that you have read, understood and agree to be bound by these Terms of Service.
